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All Journal At-Taqaddum Perisai : Islamic Banking and Finance Journal Economica: Jurnal Ekonomi Islam Akuntabel : Jurnal Ekonomi dan Keuangan Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen International Journal of Zakat (IJAZ) Journal of Islamic Economics, Management, and Business (JIEMB)
Ferry Khusnul Mubarok
Universitas Islam Negeri Walisongo Semarang
Religion Economics, Econometrics & Finance Education Public Health Social Sciences Other

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Journal : Akuntabel : Jurnal Ekonomi dan Keuangan

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Optimalisasi Produk Qardhul Hasan Dalam Memberdayakan Ekonomi Umat Ferry Khusnul Mubarok
AKUNTABEL Vol 16, No 1 (2019): April
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (183.739 KB) | DOI: 10.30872/jakt.v16i1.4638

Abstract

This study aims to determine the mechanism of qardhul hasan contract financing, identify empowerment mechanisms through qardhul hasan, and identify qardhul hasan optimization strategies as a place of empowerment. The research method uses a qualitative approach. Primary data sources obtained from interviews, observation and documentation. The results of the study show that the mechanism of qardhul hasan financing at BMT Beringharjo Yogyakarta through several stages starting from the stage of submission, survey, contract, and mentoring. For the mechanism of empowerment through the concept of productive zakat by providing funding facilities, procurement of goods and assistance, and there are classifications based on classes such as QH, SMK, MU and Binar. The optimization strategy is by optimizing funding in the form of optimizing ZIS funds and expanding networks in raising funds both grants, CSR, and endowments, and in terms of lending in the form of optimizing the mentoring process and optimizing the capabilities of human resources both assistants and customers.
Co-Authors Ahmad Ridho Darmawan Johan Arifin Mariyani Mariyani Mohamad Ali Erfanto Nasrul Fahmi Zaki Fuadi Rully Diyah Arum Sari Yuli Haryati Yuli Haryati Yuli Haryati Zahirotul Luailiyah